Published on 11 April 2020 by Kyla R.

Oh, the opportunities that will arise for you. Today, I’ve decided to write about the importance of not taking every deal or pouncing on every opportunity that passes your way.

Recently, I was offered an opportunity to write for a newer platform that I found interesting with a higher pay, but less exposure. It was to continue a previously written story, something I had never had experience with. Today’s post will explain why I decided to decline it.

There will be so many opportunities.

The opportunities you will receive may not always come in groups. Sometimes, it feels like the right job at the wrong time. Often times, people will take the opportunity because of how incredible it is, only to be miserable with the outcome.

Many people, especially those who are younger, don’t realize how long of a road we have ahead of us. Yes, it’ll go by quick. But just because you decline one that just doesn’t sit right with you, doesn’t mean no one else will ever give you one again!

Wait until the timing is right and it’s just that…right. You will know when it is and it’ll make you so much happier in the long run!

Is it something you’d like, or something that would look good?

As a premed, answering this question specifically is something I struggle with a lot. College, high school, and life in general will give you many choices. Some of the opportunities you take can lead to greater things such as internships and future job offers. But ask yourself one word…why?

Take a step back and make a pros and cons list. Money at the expense of discomfort, happiness, and time that could be used for activities you love is not worth it. Understand the difference between you truly being excited for the opportunity not because what it can give you in terms of resumes, but rather how it will allow you to improve on yourself and your skills.

What if I need the opportunity?

Don’t get me wrong. If you need a job, take it. But if you are comfortable where you’re at, learn how to be content with what you already have enough to keep pushing, but not to the point where you are unhappy with your own progress.

Being content and lazy are two different things. It is up to you to learn the difference! If you are happy where you are and don’t necessary need to opportunity with the feeling it may overwhelm you, don’t try pushing for it. You know yourself best, so you know what’s right for you.

I tried asking my boyfriend and other friends for advice. Regardless of all the variety advice I was given, I decided to go with my gut and decline the job. Now I will get to focus on the things that may not make me as much money, but make my heart skip a beat. I can say that I am generally happy with my decision. This is how you know you made the right choice. Guilt will surround you for a while, but in the end it will blow over.

Know What’s Necessary.

And what’s not. Not every opportunity will cater to your needs and what you want from it. If the opportunity seems too good to be true or not good enough, trust your gut to make your decision for you.

Having too many activities or interests may not seem overwhelming at first. It’s always possible to do it. But what are you sacrificing to do all the things you want or have agreed to? Don’t sacrifice your word and not such up places. Don’t sacrifice sleep, family, or friends. Don’t sacrifice doing the other things you love. Be sure to prioritize your activities and in turn, any new opportunities that may arise.

Next week you can look forward to some Episode tips again, TBA. If you are not following for episode, next week’s article may not be for you. Thank you for all the support I’ve been receiving on Instagram as well! I hope you’re enjoying both halves of me through my writing. Till then! ❤

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Published on 27 March 2020 by Kyla R.

Yes, most of the world’s working population has either been sent home already, or are on the verge of being send back. But no worries! While working from home for most can feel daunting and troublesome, it does not need to be! After my first official week home, I’ve learned to adjust accordingly and truly find what works best for me… and I hope you get that too!

1. Set up a work/study space.

Sounds simple enough, right? Wrong! A work space is not as simple as just sitting down wherever you wish and bringing your laptop. Just like making your bed is the first step to making your room seem cleaner, creating a designated work space is what makes your mind feel in the right mind-space.

For me, personally, all I need is my laptop, some paper, pens or pencils, and my laptop charger plugged into an outlet. It’s pretty simple! And yours should be too! You don’t need an unnecessary fancy desk space that’s decked out in decorations and thousands of post-its. Unless that’s your style and that keeps you focused. If that’s your case...go for it!

2. Keep a routine and set a schedule.

You would think this is pretty self-explanatory, but it seems not! It’s easy to fall down the rabbit hole of waking up every morning without an alarm clock and not brushing your teeth because you live alone and won’t be seeing anybody for the next…however long you’ll be quarantined. But trust me… your brain and your pearly white teeth will be thanking you and the end of all of this.

Keeping a set schedule also helps your body run on auto-pilot mode, just as it would at work! It’s easier to work and focus when that’s all you can remember, and doing just that at a similar pace and schedule without distractions can help with that!

And that brings me to my next point…

3. Let your roomates/family know your schedule and have them stick to it.

Make sure your family/roomates/dog/cat know what your schedule is! And make sure they understand how important it is that they let you stick to it is. It’s all too distracting when you’re trying to finish a report and your roomate begins playing the television on the highest volume in the next room.

If they respect you and your time, the silence will help you focus…seriously. There’s nothing better than some silence, and maybe some music from time to time. I always recommend some good ole’ Lofi Hip Hop music to get you in the mood! And if I’m being honest, I hated those songs at first. My brain, however, has finally got the idea! When this music is playing, it’s focus time.

4. Leave your house!

For the love of all that is good… please get out of your home! Trust me when I tell you that staying home for days on end, whether it be alone or with others, it will drive you insane! I’m not telling you to go to a restaurant (which is likely open to just drive through, if at all) or go have a party or anything like that. Take a walk! Walk your dog (or an imaginary one), take a jog, sit outside your front door! Anything just to get yourself outside and breathing some fresh air instead of being stuck inside.

For real though… Have you ever noticed how often we go outside of our house on a typical work day? You go to work, you come back. That’s already leaving a building twice, given you work in a building at all. If I had to count, I leave a building about ten times a day! Why do some people think staying inside will do anything? Get some fresh air people! And lastly…

5. Be positive.

I’ve heard all too many people freaking out about all that is going on in our world right now. And trust me, I get it. I do. But what can you personally do about it? If you have a job that doesn’t personally help patients, all you can really do is stay at home and stay away from people via social distancing. That’s all you can do, and if you can do more (sewing face masks for hospitals, online volunteering, etc.) and want to, go for it! Nobody will be stopping you!

But for any of you out there who find all that’s happening as “no big deal…” please reconsider. You can believe whatever you wish, but please protect those who cannot protect themselves. Whether it be for them or for the fact that you can feel like a better person, please be safe.

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Published on 28 December 2019 by Kyla R.

As an adult, your credit score can either help your future…or harm it. Especially as young adults, many of us fall into the credit card trap where we max them out and then ruin our credit in the first few months. Here is an overview of what credit is, how to keep it high, and what it can do for you.

What is a credit score and how does it help me?

A credit score is a scoring of all the credit you’ve accumulated, how long you’ve had open accounts, and several other credit factors.

Your score can do many things for you, however. If it’s good, it will do good for you. If it’s bad, it’ll likely only pull you down.

Let’s get an example. If you have a low score, you’re likely to pay thousands of dollars extra on a mortgage, auto loans, and other loans that refer to your credit score.

Reasons to have a high credit score:

  • Security Deposits may be waived
  • Savings on interest rates and loans
  • Access to credit cards with lower rates and more savings
  • Lower insurance premiums

Why do you need a good credit score?

What is the likelihood that you will save up hundreds of thousands of dollars for a house, and then pay it off in full? Unless you are planning on renting places for the rest of your life or saving until you have enough, a home mortgage is likely your best bet. In order to get a fair deal, however, you will need to boost your credit score and keep it as high as possible or else you may be paying thousands of dollars more than someone else.

You don’t have only one credit score.

There are three main credit bureaus who hold the information that create your score. You are allowed to get one free score once a year from all three, but websites such as CreditKarma help formulate one several times a month and will alert you of any changes, as well as offer cards that you can look into.

How to grow good credit:

Paying your bills on time is one of the most important aspects. Not only will your payments increase if you don’t due to interest, but it will be bringing down your score.

Your total accounts. Every card you open and every loan you take out will add to your number of total accounts. Too many accounts can look poor, but having a good mix always helps.

Length of credit. This part of your score considers both the age of your oldest account and newest, as well as the average. The shorter the amount of time, the more it will weigh down on your score.

Inquiries. If you are constantly making hard inquiries (meaning you are applying for new credit cards or loans) your credit score may reflect it. They typically score this based on the last 12 months.

Revolving Utilization. What is that fancy phrase? Simply put, it’s how much you owe on your accounts. This is calculated as a percent of how much you owe based on your total credit limit. So if you have a limit of $3,000 for example and are maxing it out every month, it will poorly reflect on your score.

As a young adult, my first decision was to apply for a credit card on my eighteenth birthday. For many, this is where the problem begins. I, however, was responsible with my card and actually formulated a high score! The only thing bringing me down now is my length of credit and my student loans. Here’s to high credit scores!

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Published on 27 December 2019 by Kyla R.

Are you interested in getting higher education? Whether it be just because you simply want it or need it for the jobs you are looking for, timing may not always be in your favor. Maybe you have a job that is vital to paying your bills and don’t have the time to physically sit in a classroom. Or maybe you just don’t fare well in university/college environments. No matter what your situation is, getting an online bachelor’s degree may be for you.

What is a bachelors degree?

In it’s simplest form, a bachelor’s degree is a four-year (more or less) degree consisting of undergraduate coursework.

Types of Bachelor’s Degrees:

B.A. and B.S. Both are bachelor’s degrees, meaning four year degrees! The only difference is the focus of coursework. B.A. is a bachelor of the arts, meanwhile B.S. is bachelor of sciences.

Note: Online classes at a university or college does not necessarily constitute as schools who offer bachelor’s degrees fully online. Example: Florida State University offers a variety of online classes, but the majority of classes are required to be in person. You are unable to fully get a bachelor’s via only online courses.

Schools that offer Online Degrees

Embry-Riddle: Known as the number one online university for six consecutive years, Embry-Riddle features their online technology on their site, including video conferencing to give a class-room feel to your courses. Learn more about the school and what it offers here.

Arizona State University: I learned about this institution through Starbucks (see below) but it is offered to anyone and everyone! A list of majors are offered fully online. All you need to do is tell them what you’re interested in and they will get in contact with you through here.

Starbucks with Arizona State University: As a past barista, I can vouch for this incredible program! Starbucks will cover one-hundred percent of your tuition with ASU online. You can be either part-time or full-time to take advantage of this benefit, but you need to hit a threshold of hours every week in order to keep your tuition covered! Eligibility depends on how long you’ve been working. For more information tap here.

Ashford University: I’ve seen several ads for this college online. With a great array of majors (mainly focused around non-STEM majors, but there are health majors) Ashford offers more than fifty online degree programs. There is limited information on how exactly the program works, but more can be learned but inputting your contact information into a form and waiting for their response here. They also offer other programs such as associates, masters, and doctoral, which can be found here.

Keiser University: This school offers either fully remote (online), on campus, or a combination of both. This may be a perfect option for those who aren’t sure which is best for them and want to experience a new area! They also offer other programs alongside bachelors like other schools on this list. Request more information here.

University of Florida: Listed as one of the top online universities in 2019, UF offers twenty one different majors for the bachelor’s degree. Just like an on-campus student, you also have access to the university’s career services. Learn more and get in touch here.

Some other schools…

  • UNF
  • UWG
  • University of Alaska
  • ASU (Arkansas State University)
  • Valdosta State University
  • University of North Dakota
  • More can be found here.

Note: Not all majors are able to get a bachelor’s through online classes. Do your research before applying by looking at the school’s websites.

So long as you are focused an stay on top of coursework, an online bachelor’s degree program may be perfect for you. Beware, however, that some campus graduate programs may look down at online coursework.

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Published 25 December 2019 by Kyla R.

Have you ever wanted to start up a business, but didn’t know how or what? When you hear business, you probably think big corporations, restaurants, or an office. Especially when you’re starting in the business world, these options aren’t exactly accessible. With no experience, it may seem even more impossible. Here are some ideas for small businesses you can get up and running in a matter of days.

  1. Lawn Care: This includes cutting/trimming grass and bushes, fixing up pine straw, and cleaning up driveways. What’s needed: A lawnmower and probably a blower.

2. Tutor: Did you go to college? Did you get a degree in something? Great! You’re likely able to tutor students. Students in all subjects constantly need tutoring help and if you live in a neighborhood with lots of children, this might be easier than you think! What’s needed: Knowledge on the subject matter, ability to teach and work with children, and likely a clear record.

3. Dog Walker: Lots of apps such as Rover, Barkley Pets, and Wag all allow users to either search for walkers/sitters or apply as them! Nothing is required, but to get jobs some testimonials and past experience is highly recommended. A car to get to certain homes may also be helpful!

4. Errand Runner: Especially in areas with senior citizens, this business may be profitable for you. Lots of individuals (not only older ones) don’t have the time or energy to run around doing errands. That’s where you come in! What’s needed: A car or means of transportation and the skill of organization!

5. Cleaning Business: There are lots of high end businesses like these, so to succeed, you will need to find clients by going to people in your neighborhood! Lots of people need their houses cleaned, especially before holidays and other events. What’s needed: Cleaning supplies and a client list!

6. AirBnB Host: If you own your house, awesome! If not, this may not be the choice for you (unless your landlord is fine with it, but probably not.) This is especially great if you’re living in a big city where tourists come in and out! Renting out a room for the night and providing a few things here and there for your renter is pretty simple, but be prepared to have someone you may not exactly approve of living in your home for that time. What’s needed: A room with a bed! Preferably a house.

7. Babysitting: Have lots of children in your neighborhood? Like children? That’s great! What if you could get paid to hang out with kids? Becoming a babysitter is a great idea, so long as you’re actually responsible. What’s needed: Parents are picky. You will likely need lots of testimonials (so experience) and CPR certification (bonus points if you took a class specifically for children!)

8. Meal Planner and Prepper: Interested in helping others diet and form a healthier lifestyle? Maybe planning meals is a business you might excel in. Look for local small gyms and offer up your idea, I’ve seen lots who have teamed up and now have hundreds of clients due to this! What’s needed: Testimonials will definitely help, but being fit yourself is a great help!

These are some of my favorites, but the list doesn’t stop here! You can make a small business out of practically anything, so go and try it!

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Published on 23 December 2019 by Kyla R.

Are you currently in college? Maybe you aren’t planning on going to any professional schooling. Do you already have a associates, bachelors, or graduate degree and are interested in what to do next? Or are you still in grade school with a set 8-4 class schedule? Whichever of these you classify as, this post is for you.

I’m currently a student at a four-year university who has changed career goals mid year. What do I know about succeeding in a career? Better yet, how am I qualified in anyway to be giving you tips? Let me tell you something… If I can go through a career change crisis and look poised doing it, so can you.

Tip One: Always be on the lookout for opportunities. When I say this, I don’t mean stand around and do your everyday schedule and just be open to opportunities when they fall into your email or someone mentions it. I mean search for them. Especially if you aren’t in an internship or don’t have a job, don’t just sit around! You could be using your time much more effectively and it will help both you and your resume in the long run.

When I was a freshman, the first thing I did was call up doctor’s offices in my area to see if they offered physician shadowing. This is one of the major criteria necessary to medical school applications. Several places didn’t respond, and typically, I would keep pestering them until they would (you’ve got to show your eagerness somehow), but I was contacted by one place in particular in about a weeks time. They mentioned they didn’t have any job opportunities and connected me with the lady in charge of student affairs. She then set me up on a list of people to email in the future. A few months later, I received an email from the Head of Human Resources at this company. They wanted to invite me in to interview for a Executive Administrative Assistant Intern role. I got lucky! I took up the opportunity and have been working here for a year ever since. I’m only now leaving to the limited room of improvement.

“Networking is an investment in your business. It takes time and when done correctly can yield great results for years to come.”

– Diane Helbig

Tip Two: Network! By network, I do mean talking with the individuals around you. But I don’t only mean that. I mean online communities such as LinkedIn, WordPress, you name it! Building your network with people may seem useless now, but in a few years when you are looking for a job (or now!) finding the names to companies you didn’t know of is a lot easier. You may even become close friends with your contacts due to a shared interest or project!

I, for one, love LinkedIn. My university also uses this network named Handshake. It doesn’t seem to have as many opportunities that I like and is limited to people expecting college students. See how you compare with regular applicants! You can apply to jobs on LinkedIn, learn more about companies, and meet new people. I have grown my network an extra thirty people these past few days due to a shared interest!

Tip Three: Focus on your classes above all else. If you’re going to college, it’s likely that you’re wanting to get a degree. For some jobs, BA degrees are required and not just “suggested,” plus they give you more leeway and are an extra accomplishment onto your resume. I let my grades slip freshman year. I can tell you, it’s no fun to try to fix your earlier mistakes. Getting off on the right foot is a lot more relaxing.

Tip Four: Have fun…But not too much fun. I’ve seen my fair share of students who only party or only study. I haven’t seen many of both. You should aim to find a steady in between so that not only are you getting the most out of your professional schooling, but that you are enjoying it as well. This goes for individuals that are done with school as well. Just because you have so many responsibilities, does not mean that you don’t deserve a day off to relax. Just don’t make it so often.

“University can teach you skill and give you opportunity, but it can’t teach you sense, nor give you understanding. Sense and understanding are produced within one’s soul.”

-C. Joybell C.

And lastly… Tip Five: Don’t expect too much. I feel like people go into university expecting it to automatically give you a job at the end or give you all the skills you need to be an adult. Guess what? That’s completely wrong. There are people who go straight to work after highschool, if they even go to highschool at all. They get to experience the world first-hand on their own. You? You are still or were sheltered by a school that gives you the support you need as a student. Take this opportunity to breathe and learn more about yourself.

Take the opportunities as you see them. Smile, laugh, cry. Be happy… or not. No one is judging you. But if they are, who cares? It is your life. Remember that even if the moment may feel like the end of the world, in a few minutes, it’ll all be over.

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